{"id":75,"date":"2025-06-08T06:56:38","date_gmt":"2025-06-08T06:56:38","guid":{"rendered":"https:\/\/mazala-travel.com\/kr\/?page_id=36"},"modified":"2025-06-08T06:56:38","modified_gmt":"2025-06-08T06:56:38","slug":"insurance","status":"publish","type":"page","link":"https:\/\/mazala-travel.com\/kr\/insurance\/","title":{"rendered":"Travel Insurance Disclaimer"},"content":{"rendered":"\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-7387b849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:15%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:70%\">\n<h1 class=\"wp-block-heading\"><strong>TRAVEL INSURANCE DISCLAIMER<\/strong><\/h1>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Effective Date:<\/strong>&nbsp;June 7, 2025<br><strong>Last Updated:<\/strong>&nbsp;June 7, 2025<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This Travel Insurance Disclaimer outlines Mazala Travel\u2019s policies and recommendations regarding insurance coverage for individuals participating in tours and travel experiences arranged through our platform\u00a0<a href=\"https:\/\/mazala-travel.com\/kr\">https:\/\/mazala-travel.com\/kr<\/a>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Mazala Travel is operated by&nbsp;<strong>Digital Consulting Service LLC<\/strong>, a Mongolian-registered company, with invoicing managed by&nbsp;<strong>Mazala Limited<\/strong>, a private limited company incorporated in Hong Kong.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">By booking or participating in our travel services, you acknowledge and accept the terms of this disclaimer.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>1.&nbsp;TRAVEL INSURANCE IS NOT INCLUDED<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Mazala Travel&nbsp;<strong>does not provide<\/strong>, offer, or sell travel insurance. All travel insurance must be independently arranged by the traveler through a licensed insurance provider.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">We do not assume any responsibility for a traveler\u2019s failure to purchase or maintain insurance coverage.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>2.&nbsp;STRONG RECOMMENDATION TO PURCHASE COVERAGE<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">We&nbsp;<strong>strongly recommend<\/strong>&nbsp;that all travelers purchase comprehensive travel insurance&nbsp;<strong>before the start of the trip<\/strong>. Insurance should cover, at minimum:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Medical treatment and hospitalization abroad<\/li>\n\n\n\n<li>Medical evacuation and repatriation<\/li>\n\n\n\n<li>Trip cancellation or interruption<\/li>\n\n\n\n<li>Personal accident or injury<\/li>\n\n\n\n<li>Loss, theft, or damage of baggage and personal items<\/li>\n\n\n\n<li>Coverage for high-risk activities (if applicable)<\/li>\n\n\n\n<li>COVID-19-related medical and travel disruptions<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Travelers from Taiwan, Hong Kong, Japan, EU countries, and the United States are especially encouraged to verify whether coverage is provided by their domestic policies or if separate international plans are needed.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>3.&nbsp;ADVENTURE &amp; HIGH-RISK ACTIVITY COVERAGE<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Many of our tours include activities such as:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Horseback riding<\/li>\n\n\n\n<li>Mountain trekking<\/li>\n\n\n\n<li>Desert or forest travel<\/li>\n\n\n\n<li>Nomadic homestays in remote areas<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">These activities may be considered&nbsp;<strong>high-risk<\/strong>&nbsp;by insurers. Ensure your insurance policy&nbsp;<strong>explicitly covers<\/strong>&nbsp;these types of activities. Some policies may exclude them by default.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>4.&nbsp;MEDICAL EMERGENCIES AND EVACUATION<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Emergency medical facilities may be limited or unavailable in remote regions of Mongolia or other destinations we service. In the event of:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>A serious illness or injury<\/li>\n\n\n\n<li>Emergency evacuation by air or land<\/li>\n\n\n\n<li>Repatriation to your home country<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>You are solely responsible<\/strong>&nbsp;for all medical, rescue, and transport costs unless covered by your insurance provider.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>5.&nbsp;PROOF OF INSURANCE MAY BE REQUIRED<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Mazala Travel reserves the right to request proof of insurance for:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Remote or high-altitude tours<\/li>\n\n\n\n<li>Group travel involving minors<\/li>\n\n\n\n<li>Seasonal risk zones (e.g., winter treks)<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Failure to provide proof may result in refusal to participate in certain activities. No refunds will be provided under such circumstances.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>6.&nbsp;NO REIMBURSEMENT WITHOUT INSURANCE<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Mazala Travel does not reimburse:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Medical bills<\/li>\n\n\n\n<li>Hospital visits<\/li>\n\n\n\n<li>Lost baggage<\/li>\n\n\n\n<li>Missed flights<\/li>\n\n\n\n<li>Trip cancellations<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">These losses are only recoverable if your travel insurance provider covers them under your policy.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>7.&nbsp;CLAIM DISPUTES AND INSURER RESPONSIBILITY<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Mazala Travel:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Is not involved in any disputes between you and your insurer<\/li>\n\n\n\n<li>Does not assist in claim processing or appeals<\/li>\n\n\n\n<li>Cannot guarantee approval or reimbursement of any claims<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Please read your policy\u2019s terms and conditions carefully before departure.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>8.&nbsp;ACKNOWLEDGMENT OF PERSONAL RESPONSIBILITY<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">By confirming your booking, you acknowledge that:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>You have had the opportunity to obtain travel insurance<\/li>\n\n\n\n<li>You accept all risks associated with traveling without insurance<\/li>\n\n\n\n<li>You release Mazala Travel and its affiliates from any liability relating to insurance issues<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>9.&nbsp;RECOMMENDED PROVIDERS<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">While we do not endorse any specific provider, past travelers have used:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>World Nomads (international)<\/li>\n\n\n\n<li>Allianz Travel<\/li>\n\n\n\n<li>MSIG Insurance (Taiwan, Hong Kong)<\/li>\n\n\n\n<li>Cathay Life Travel Assist (Taiwan)<\/li>\n\n\n\n<li>AIG Travel Guard<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Ensure your chosen policy meets your destination\u2019s medical and entry requirements.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>10.&nbsp;CONTACT US<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Mazala Travel<\/strong><br>Operated by Digital Consulting Service LLC<br>\ud83d\udccd Ulaanbaatar, Mongolia<br>\ud83d\udce7 Email:&nbsp;<strong><a href=\"mailto:hello@mazala-travel.com\/kr\">hello@mazala-travel.com\/kr<\/a><\/strong><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:15%\"><\/div>\n<\/div>\n\n\n\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n","protected":false},"excerpt":{"rendered":"<p>TRAVEL INSURANCE DISCLAIMER Effective Date:&nbsp;June 7, 2025Last Updated:&nbsp;June 7, 2025 This Travel Insurance Disclaimer outlines Mazala Travel\u2019s policies and recommendations 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